No Free Lunch: A Student Loan Borrower’s Tale

My student loans were just paid-off this year–13 years after I first assumed them**.  I originally borrowed $18,500 to pay for graduate school, plus a $740 loan origination fee.  I ended up repaying about $29,500, which includes interest and principal–approximately $10,260 was paid in interest alone. I’m not particularly attentive to my expenses or money…

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The Six Figure Cost of College: In Dollars & Sense

The words, “financial aid,” can send chills down any parent’s spine, as they wonder, “How in the (insert expletive) are they going to pay for college, without going bankrupt?”  Many American families approach college, like other purchases in their lives–dream big and figure out how to pay later.    Parents often believe, “If my kid…

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Transfer Admissions from a California Community College: Bargain or Cost?

Several changes to California Community College policies in the current 2012-13 school year may affect the typical transfer student who chooses community college, by extending the total number of semesters before transfer to a 4 year university. The typical transfer student is usually qualified for 4 year college admissions, yet “doesn’t know what s/he wants…

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College Application Deadlines Making You Want to Scream?

Surviving the college application can test the patience and self-interests and emotional stamina and gumption and understanding and willingness of parents, as much as the Senior.  Sometimes, of everyone in the family all at once.  As a result, parents may find themselves thinking up choice names for Senior teachers over the past month and into December, as…

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Things NOT to Say to (Or Do And Expect From) A High School Senior During the Holiday Break

Many seniors are in the midst of applying to college.  What that may mean to an outsider is an opportunity to enter into a conversation, small talk or a polite (i.e. socially acceptable) inquiry; however, “So where are you applying to college?” may unwittingly trigger a frustrated response or terse answer. (Seniors often tell us that they…

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Editing College Essays Can Test Your Last Nerve

To the Senior (i.e. novice college essay author), the college essay editing process–especially when the editor is a third party–can be expletive provoking, feeling like a nit-picking critique of a final product spawned from a laborious drafting process, which can cause tension (or exacerbate it), and get on Senior’s last nerve.   Seemingly “together” seniors…

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College Applications: Beware of Hidden Obstacles

Stress and seniors.  For us, at this time of year, the two words are synonymous. Senior teachers are marching forward with their curriculum and homework assignments, seemingly without regard for the time, effort and mental space required to focus on college applications, especially essays. Seniors, in their typical teenage wisdom, are continuing to attend EVERY…

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The Inside Scoop about the University of California Essay Prompt #1

126,000 single applications received by the University of California (UC) system for Fall 2012 Freshman admissions.  That means at least 252,000 essays were written and included within those applications.   (Mind you: These numbers are only for unduplicated applications, and DO NOT include that each application may have ben considered by multiple UC campuses.)  …

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Unlocking the University of California Application Essay Prompt #2

The most effective communication model yet may be when all parties involved are actively participating. When clarifications are needed, it is naturally asked and answered as many times deemed necessary. Now best communication practices aside, what happens when person A, someone from someplace–an admissions officer–with his/her sum of experiences, is to read person B’s essay,…

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