Tag: Scholarships

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Ever Wonder Why The Dollars in Your Pocket Are Less?

Wonder no longer… Related PostsSometimes You Gotta Go Slow to Go Fast Salary: Only One Measure of A College’s Worth The Chronicles of Procrastination

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Welcome to the New Adulthood

For most of us, moving out of the parental units’ house is the ultimate signifier of adulthood.  So, what’s the threshold defining adulthood for the growing numbers of 25 year olds, who live with their parents (even after moving away for college)? Since 2002, parental co-residence rates have only risen:   And, in 2012:   Related PostsThe …

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Student Debt in Seven Charts

Not all student debt is ruinous.  However, borrowing can be complex.  Loans spend tomorrow’s income today, and for college students, a promise of tomorrow’s income is spent to pay for expenses in the present day.  Understanding recent growth in student loans and the challenges of repayment can help potential student loan borrowers consider both the benefits and the risks before borrowing. …

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Wait…I Have Student Debt?!?

In a recent survey published by the Brookings Institute, current college students with student debt were unaware of the exact loan amounts, as well as what they’d eventually repay.  At $1.2 Trillion and growing daily, total student debt may be more complicated than we, as a society understand. Highlights of the findings are below: At a public four-year …

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Why Winning Free Money Takes Effort

Scholarships are not mysterious.  Winning them takes work – which is only a continuation of the efforts to be eligible to compete for scholarships in the first place.   Related PostsExtracurricular Activities & College Admissions The Waiting Game What’s Planted in the “Garden of Your Mind”?

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Free Money For the Asking

Imagine someone wants to give away money to help pay for college, and publicly extends their offer to many people. The only step needed to get the money is to ask for it.  Asking for the money happens as a written request – usually consisting of some forms requesting basic personal contact information and a …

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Ahead of the Curve: December 13, 2013

From the News: How to Stop Worrying about College Rejection, Washington Post December 9, 2013 Could LinkedIn’s University Pages Make the Difference in the College Admissions Process?, CBS Los Angeles December 6, 2013 College Admissions Offers May Be Easier to Obtain, Los Angeles Times November 25, 2013 From Clients: End of the Semester: “studying” for …

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Top 10 Remarks NOT To Make At Holiday Gatherings

Seniors and their entire immediate family are experiencing the college application process close up and personal. So in the spirit of holiday giving, if you don’t make ANY of the following top 10 remarks to a college applicant, they’ll appreciate the super-bonus holiday gift: 10. “So, where are you applying to college?” 9.  “What are …

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Choosing Colleges With The Price Tag In Mind

Price is increasingly becoming a factor in choosing colleges for application, and enrollment.  67% or two-thirds of families surveyed recently for a Sallie Mae study, eliminated potential colleges at some point in the application and research process based on price, with 40% not even researching colleges after learning the yearly costs.  Our clients are following …

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Ahead of the Curve: October 23, 2013

From the news: Overscheduled Children: How Big a Problem, New York Times October 11, 2013 #PSAT — Students Tweet Amusing Reactions to Standardized Test, Washington Post October 16, 2013 Higher Price Pays Way Into Some College Classes, San Francisco Chronicle October 16, 2013 Army Realigns Reserve Officer Training Program, U.S. Army October 2, 2013 From …

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Ahead of the Curve: October 16, 2013

From the News & Blog World: “Back to School” PC Sales Collapse to Worst Since 2008 Zero Hedge, October 10, 2013 Tuition, Net Price & Aid: Higher Ed Data Stories, October 8, 2013 Yale’s New President Says Expansion is a Priority: San Francisco Chronicle, October 12, 2013 From Clients: Slow and Steady: as college application …

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Paying for College vs. Saving for Retirement, Round 1

Worries about paying for rising college costs can be compounded by concerns over saving for retirement.  As seen in the chart below, with average retirement savings of people aged 45-54, the general age range of parents with college-aged children, at $10,100, can explain parents’ concerns.   The Baby Boomer group just ahead in age (55-64) …

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Is College Financial Aid Really Aid?

The difference between the value of college, indicated by price and intrinsic worth, and what a family feels they can afford to pay creates the need for financial aid.  But, college bound buyer beware: NOT ALL FINANCIAL AID AWARDED BY THE UNIVERSITY IS ACTUALLY AID.  Related PostsIs College Worth the Expense? Stamina, Attitude and Tranquility: Essential …

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Gaining Scholarships & Paying for College is a Process

The recent October Comstock’s Magazine–a business publication in our Sacramento region–featured Art’s & Jill’s advice to plan for rising college expenses and answer the all-important how to apply for scholarships question.  Click here to read more. Financing a college education is a series of choices–sometimes over years.    However, waiting until the first tuition bill arrives …

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Who’s Responsible for College Bills?

Why do parents expect to pay the entire bill for college? Often, parents tell us that they want their kids to apply for scholarships and are frustrated, if that doesn’t happen. Yet, they’ll move forward with paying for college. Is it a parents’ responsibility to ensure the bills are paid for college, without at least …