Re-Opening Quandary

As the numbers of diagnosed COVID cases wanes and more Americans are being vaccinated, the desire to re-open schools seems to be increasing. In a recent Pew Research poll, more Americans believe that students need in-person interaction to continue their academic progress:  Yet, in the same poll, 59% of respondents also believe schools should wait to reopen until all teachers…

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Student Loan Forbearance to End

Since March 2020, nearly 37.4 million people, or 90% of all student loan borrowers, stopped making payments under the loan forbearance provisions of the CARES Act. Additionally, all student loan interest has been suspended for the past eight months. However, since the current $900 billion stimulus bill does not extend the forbearance of student loans, the 42 million US borrowers,…

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Tough Love

As regular readers recall, the news about stagnant American household median income is not a new story, more of an evolving story about how more American middle class families are adjusting to life with less income.  Lifestyle adjustments are just one possible shift in American households.  More often, I’m hearing parents ask questions about how to say, “No” to their…

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College Degree = Value, Right?

Financial security, or the promise of lifetime employment, is often a reason for choosing to attend college.  However, recent income and employment trends may give college-bound students pause to further contemplate their expectations of job security with a college degree. 44% of today’s college graduates are underemployed, meaning they don’t need a college degree for their current jobs, according to…

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