Parents often remark that they don’t want money to define their child’s choices for college, and then proceed to ask me questions about financial aid and scholarships. The sense of an impending expense in the thousands of dollars can make any normal human being nervous. Teens can often react with guilt and fear, that they…
Tag: Parent
The Mixed Bag of College Applications
“Where will I get in?” “Are there too many reach schools on my list?” “What schools would be backups?” I am often asked these questions when parents and students first start talking about the college selection process, usually toward the beginning of the conversation too. The fear of not being accepted can loom large…
The Many Meanings of “I Don’t Know”
“I don’t know” is a common answer to a variety of questions, when I talk with teenagers and their families about college and education. What I’ve come to learn is that “I don’t know” has a different meaning, depending on the question.
Applying for Free Money (i.e. Financial Aid)
The process to apply for college financial aid requires families to complete several forms. Below is a list of the forms needed to complete the financial aid application process: 2011 Tax Returns? Check. FAFSA (aka Free Application for Federal Student Aid)? Check. CSS/PROFILE? Wait a minute…What’s that? 2012 Tax Returns, done? Excuse me, why do…
The Inventors Dilemma
A fun excerpt: dedicated to all the curious and hands-on students who tend to create certain “stress” for their parents, and generally, the adult population around them. Did you know? As a child, [Thomas] Edison’s home laboratory often produced explosions that shook the house and upset his father. The hard work it took to make…
College Admissions Can Test Even Your Last Nerve
Colleges that don’t have early admissions deadlines sometimes review applications in batches and send out acceptances AND denials in groups, starting in the fall and winter, even though the admissions office website says that admissions decisions will be sent in March or April. There may be no particular rhyme or reason why some applications…
Scantron Tests: A Jedi Mind Trick?
Ever marked three of the same letter answers in a row and seriously start questioning the correctness of your thinking on a Scantron answer sheet? Double checking and triple checking your work–as the minutes tick by and you become more frantic to finish the test before the period is up? And, you know in the…
The (*$%^&@!) YOWCH of College Admissions
To the Senior and possibly their parents, who’ve been anxiously awaiting December 15th early admissions notification deadlines, checking their email every 30 seconds from midnight, a college admissions denial email can sound like: “We received a record number of blah, blah, blah–oh, my goodness, JUST TELL ME IF I’M IN OR NOT ALREADY–and while you’re,…
The Six Figure Cost of College: In Dollars & Sense
The words, “financial aid,” can send chills down any parent’s spine, as they wonder, “How in the (insert expletive) are they going to pay for college, without going bankrupt?” Many American families approach college, like other purchases in their lives–dream big and figure out how to pay later. Parents often believe, “If my kid…
Guest Post: The Savings for College Challenge, Part Three – How Much to Save in a 529
About the authors: For over 25 years, Cynthia S. Meyers, CFP®, MBA, has assisted people with their Lifetime Financial Planning–helping to build and preserve wealth in every area of life. Jenny Hood, CFP® has been a paraplanner with Cynthia S. Meyers for five years and enjoys being a part of the financial planning process. _____________…
“College Admissions Speculation”: Let the Comparisons Begin
Every Senior and his/her parents want to know, “Which college is going to accept me and which college is going to deny me?”—for although, the Senior and their parents, say out loud that college is about getting a good job, moving away from home etc, a college acceptance or denial also can feel—internally—like a validation…
‘Twas the Night Before Choosing A High School…When No Parent Could Sleep
“High School, already?!?” For middle school parents, who may be simultaneously lamenting their Tween no longer being a child, while anxious about sensing the beginning of “all things teenager”, they’re faced with seemingly complex decisions regarding high school. In my experience, many parents believe an acceptance into the “right” college and being prepared for said…
College Application Deadlines Making You Want to Scream?
Surviving the college application can test the patience and self-interests and emotional stamina and gumption and understanding and willingness of parents, as much as the Senior. Sometimes, of everyone in the family all at once. As a result, parents may find themselves thinking up choice names for Senior teachers over the past month and into December, as…
Things NOT to Say to (Or Do And Expect From) A High School Senior During the Holiday Break
Many seniors are in the midst of applying to college. What that may mean to an outsider is an opportunity to enter into a conversation, small talk or a polite (i.e. socially acceptable) inquiry; however, “So where are you applying to college?” may unwittingly trigger a frustrated response or terse answer. (Seniors often tell us that they…
“Test Optional” Doesn’t Mean “Less Than”
Some colleges across the United States do not require SAT or ACT scores to be submitted as part of their applications; in college admissions speak, this is known as a “Test Optional” policy. The thinking behind the option goes: an applicant is more than a test score gained from one 3 hour and 45 minute…