Merit Scholarship Concerns

At some universities, SAT and ACT scores are used to award merit scholarships, in addition to being a metric for admissions. (Merit scholarships are awarded regardless of a student’s family’s financial status and based on an applicant’s qualifications, like GPA and SAT or ACT scores.) Many parents are concerned that their children will miss merit scholarship opportunities, if they do…

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StateFunding.CreativeMarbles

Tuition Surging at California Public Universities for 2017-18

University of California (UC) and California State University (CSU) students will pay more tuition for the 2017-18 school year.  For the first time in six years, both the UC and CSU boards have approved tuition and fee increases.  At the same time, Governor Jerry Brown proposes to phase out the state-sponsored Middle Class Scholarship program for students starting college for the first…

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Does a Free Lunch Exist?

Here’s how to borrow $127,000 in student loans, only repay $87,000 over twenty years, and have the U.S. Government pick up the tab for the $450,000 still owed at the end of the repayment period.  [Notice the quadrupling effect on the total balance owed because of the interest that accrues in the two decade long repayment period? ]

Changes to the ACT Writing Section

The ACT will be changing the Writing portion of the test, starting in September 2015.  The following outlines the changes: Extended Writing Time: Students will have 40 minutes to craft an essay response, rather than the previous 30 minutes. Changed Prompt Style: Test takers will be presented a contemporary issue and three perspectives regarding the issue.   Students are expected to…

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The Modern “Starving” Student

College alumni often joke about days as a “deprived” undergrad, only eating instant noodles—fast, filling meals on a limited budget—like a badge of honor.  Growing numbers of today’s college students, however, embody the literal meaning of “starving” college student. According to the Wall Street Journal: In 2010, the UC [University of California] system added a food-security question to its biannual student…

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Student Debt in Seven Charts

Not all student debt is ruinous.  However, borrowing can be complex.  Loans spend tomorrow’s income today, and for college students, a promise of tomorrow’s income is spent to pay for expenses in the present day.  Understanding recent growth in student loans and the challenges of repayment can help potential student loan borrowers consider both the benefits and the risks before borrowing. For the last 30 years,…

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Wait…I Have Student Debt?!?

In a recent survey published by the Brookings Institute, current college students with student debt were unaware of the exact loan amounts, as well as what they’d eventually repay.  At $1.2 Trillion and growing daily, total student debt may be more complicated than we, as a society understand. Highlights of the findings are below: At a public four-year colleges, 24% correctly estimated their…

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Guest Post: Investigating the Stereotypes about Women’s Colleges

Hearsay and rumors can preclude students from considering women’s colleges.  In order to gain more understanding, Olivia and Stephanie, the authors of the following post, share their experiences as students at women’s colleges in different parts of the United States.  Olivia currently attends Mt. Holyoke College in South Hadley, MA and Stephanie recently graduated from Mills College in Oakland, CA.  (The stereotypes…

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