The Era of the Disaffected

Gen Z and increasingly Millennials are disaffected. For many, the dystopian stories they consumed as kids, Percy Jackson & the Olympians, The Hunger Games, the Divergent series and the like, are now reality. Adherents of YOLO (You Only Live Once), Z’ers and Millennials often maintain a “winner take all and consequences be damned” attitude.  Their “Ok, Boomer” eye-rolling may be…

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College: In Loco Parentis? Not.

Congratulations on being accepted to college!  But, now the work begins. During college, each student still needs to seek understanding of their aptitude, collaborating with mentors, to unleash joy and thus more likely realize a lasting economic vitality.  However, many students expect colleges and universities to act in loco parentis, in the place of a parent, guiding them into adulthood…

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California Polytechnic Institute, San Luis Obispo – Cal Poly SLO to those in the know – is an Exception When Calculating GPA

22 of 23 California State Universities (CSU) calculate the college application grade point average (GPA), using academic course grades from the 10th and 11th grade, known as the A-G requirements. Extra grade points awarded for Advanced Placement (AP), International Baccalaureate (IB), or Honors courses are capped at eight (8) semesters, or four full year long courses.  However, Cal Poly San…

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FAQ about Eligibility in the Local Context (ELC) for the University of California (UC)

Each spring, California high school juniors, who are likely within the top 20% academically in their class, are invited to submit their official high school transcripts to the University of California (UC) for their potential Eligibility in the Local Context (ELC) status when applying for admissions.  What is ELC?  The designation of any California high school student who: Completed a…

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Do You

The title should be the guiding principle of every college applicant. The college admissions process is inherently student-centric, driven by the student’s quest to identify the one institution of higher education where each person discovers more about their unique aptitude.  Yet, today, students and parents perceive the admissions process as college-centric, forced to contort into The Ideal Applicant to even…

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Essential Advice for High School Juniors & their Families: Applying to College—Phase 2

The following is the second installment of our blog series for high school juniors turned rising high school seniors in preparing for the college application process. During Spring of a high school junior year, families are conscientiously selecting colleges for application to reduce the risk of educational malinvestment. To guide the selection process, students should embark on a thorough self-reflection,…

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Biden Erases Default or Delinquency Status with Latest Student Loan Payment Pause

In addition to extending the pause of Federal student loan repayments to August 31, 2022, any borrowers who were in default or delinquency prior to March 2020, will have their status reset when repayment is scheduled to start on September 1, 2022.  ….all borrowers with paused loans to receive a ‘fresh start’ on repayment by eliminating the impact of delinquency…

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More and More Ivy league Colleges, plus Stanford, Will No Longer Report Admit Rates

In college admissions, applicants often perceive exclusivity, translated as less than 5% admit rates, as a higher quality education, and (sometimes more importantly) a guarantee of lifetime prosperity, The Golden Ticket, as one is forever branded with elitism. However, in coming years, applicants may be guessing more often than not about the selectivity of a university.  Several highly selective universities,…

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Quote: Ferris Bueller

Choosing a Career is Just That, A Choice

In response to Art’s recent post, To Choose or Have Others Choose for You, a Reed College student who’s finishing her first year, shared the following in a recent text conversation. Since many other students are likely in a similar predicament, I’m passing her message forward:  I’m so glad other students have the opportunity to read this article. I definitely…

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Medical School Applications: Opportunity for Clarity within Complexity

Answering “Why do you want to be a doctor?” is the essence of medical school personal statements. Aspiring family practitioners, specialists, surgeons, radiologists, you name it, must make an argument why they are a healer, who needs additional training to gain a greater realization of an inherent ability for easing other humans’ suffering of both body and mind.  As a…

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Millennials Will Not Be Better Off Than Their Parents

For the first time in US history, the younger generation will not gain more wealth in their lifetime than their parents. As Scott Galloway points out, Millennials are the largest percentage of full time workers in the US, but economic growth has been slower than for their parents at the same age.  Furthermore, Millennials hold 31.4% of all student loan…

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2022-23 Student Loan Borrowers Beware: Rising Interest Rates

Each July, Federal student loan interest rates are reset for the upcoming school year using the formula of 10-Year Treasury Rate + 2.05%. Currently, as of today, May 12, 2022, with the recent .5% interest rate increase, the 10 year Treasury interest rate is 2.91%.  Thus, although the Federal student loan interest rates are fixed for the life of the…

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Post Fall 2022 College Admissions Decisions Analysis

Each Spring, I’m often asked, “Why wasn’t I admitted to _____ University, when others with lower GPA’s (grade point averages) and fewer extracurricular activities were accepted to that same university, believing a particular set of qualifications automatically merits an acceptance, while those “lesser” qualified should be denied admissions, a misconception of the modern academic meritocracy.  In the current K-12 meritocracy, students…

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Housing Crunch

While annually rising college tuition is regularly reported in the news, frequently prompting much concern and discussion, few families discuss increasing housing costs. Yet, depending on the city where the college campus is located and the availability of on-campus housing, where to live can quickly create additional costs, both in opportunity and financially for undergraduates.  First, for young adults who…

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