College Application or Marriage Proposal?

Applying to college isn’t simple.  Metaphorically, choosing a college can be like an arranged marriage—parents are involved in the choosing process, lifelong expectations are being weighted and future prosperity is being forecasted. “Dowries” are paid in the form of tuition, room and board, books etc.   Students seek a college that’s the “right fit“, dating…

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StateFunding.CreativeMarbles

Tuition Surging at California Public Universities for 2017-18

University of California (UC) and California State University (CSU) students will pay more tuition for the 2017-18 school year.  For the first time in six years, both the UC and CSU boards have approved tuition and fee increases.  At the same time, Governor Jerry Brown proposes to phase out the state-sponsored Middle Class Scholarship program for students…

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Student Debt in Seven Charts

Not all student debt is ruinous.  However, borrowing can be complex.  Loans spend tomorrow’s income today, and for college students, a promise of tomorrow’s income is spent to pay for expenses in the present day.  Understanding recent growth in student loans and the challenges of repayment can help potential student loan borrowers consider both the benefits and the risks before borrowing.…

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Ahead of the Curve: All About Financing A College Education

Thoughts from the news: Flip Side of Reducing Student Debt Is Increasing the Federal Deficit, New York Times, February 11, 2015—for every benefit, there is a cost Looking At Student Loan Defaults Through a Larger Landscape, Federal Reserve Bank of New York, February 19, 2015—student loan defaults are not only increasing, but also occurring earlier in…

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