Presented for those of you wondering why new college grads are having a difficult time finding employment: The employment rate has been improving lately, but not nearly as much as the unemployment rate http://t.co/X52OksfI0v pic.twitter.com/Pjx8mS9AMV — Real Time Economics (@WSJecon) February 7, 2014
Tag: Debt
The State of the Recent College Graduate
Just in the last month, more recently graduated or soon-to-be-graduated college students have re-connected with Creative Marbles for post-college advising. Degrees (almost) in hand, “Now what?” is the question, as these grads move back home with mom and dad. The current sentiment as published in today’s Wall Street Journal gives insight into the world our…
Free Money For the Asking
Imagine someone wants to give away money to help pay for college, and publicly extends their offer to many people. The only step needed to get the money is to ask for it. Asking for the money happens as a written request – usually consisting of some forms requesting basic personal contact information and a…
Ahead of the Curve: December 13, 2013
From the News: How to Stop Worrying about College Rejection, Washington Post December 9, 2013 Could LinkedIn’s University Pages Make the Difference in the College Admissions Process?, CBS Los Angeles December 6, 2013 College Admissions Offers May Be Easier to Obtain, Los Angeles Times November 25, 2013 From Clients: End of the Semester: “studying” for…
Ahead of the Curve: December 3, 2013
From the News: Student Exchanges Between U.S. and Other Countries Rise to Record, New York Times November 17, 2013 College On The House, New York Times November 29, 2013 SF [San Francisco] Seeks Injunction to Stop CCSF [City College of San Francisco] Closure, San Francisco Chronicle November 25, 2013 From Our Clients: College Applications &…
Student Loan Repayments May Cost More Than The Amount Borrowed
Changes to repayment rules for Federal student loans offers borrowers flexibility to manage their debts, as outlined in a recent New York Times article. However, not only do the recent changes provide assistance for current borrowers, potential student loan borrowers can plan ahead. Our recommendations are outlined, alongside excerpts of the article in italics. Rising…
A Growing Gap: Rising College Tuition vs. Income
The value of college may not be reflected in the cost of college. However, the media attention to average student debt and annually rising college costs can mask the value of college. In addition, when the average costs of goods and services (i.e. inflation) is greater than the average rise in earnings for 99% of Americans…
General Thinking According To Google Trends
What’s on people’s minds… Hat tip to zerohedge.com (8/21/2013)
More College Admissions 101
Additional insights to answer the complex questions Hewlett Packard employees asked during our second College Admissions and Financial Aid Brown Bag Lunch, since we were limited in our discussion time last week. Each topic is bolded, with the details listed below: College Application Essays The autobiographical college application essays are a meaningful part of any…
College Costs: Myth vs. Reality
A tongue-in-cheek look at rising college costs, yet gives another incentive for college bound teens to think thoroughly about their college choices.
Is College Financial Aid Really Aid?
The difference between the value of college, indicated by price and intrinsic worth, and what a family feels they can afford to pay creates the need for financial aid. But, college bound buyer beware: NOT ALL FINANCIAL AID AWARDED BY THE UNIVERSITY IS ACTUALLY AID.
Finding A College Can Feel Like Searching for a Needle in the Haystack
But, in reality, the student is the needle. No, that’s not some obscure Master-Yoda-Jedi-training-mind-trick. What it means is that the more that college bound student, knows about himself/herself (i.e. interests, vision, goals–career and otherwise), then the narrower the field of possible colleges for both application and enrollment becomes. Plus, the six figure price tag of…
Student Loan Interest Rate Relief In Sight
The U.S. House of Representatives passed a bill to lower Federal student loan interest rates to 3.9% from 6.8% for the upcoming 2013-14 school year–following the U.S. Senate’s passage of the same bill last week. The rate reduction would mean a savings of $944.44 in interest over the life of the loan, for first year college…
1140% = Increase In College Tuition Since 1978
Another chart showing college tuition is increasing at a steepening rate: And is causing families to spend a greater portion of the family budget to pay for college expenses, thus making college “more expensive”: (If unable to view chart, click)
College Tuition Set to Keep Rising with No Relief In Sight
Since 1980, college tuition has risen 945%, in comparison with inflation’s rise of 193% during that same period–meaning all purchases have increased in price, but college tuition has increased at a ratio of 9 to 1–based on information from the Bureau of Labor Statistics. The University of California (UC) and California State University (CSU) systems…