The Era of the Disaffected

Gen Z and increasingly Millennials are disaffected. For many, the dystopian stories they consumed as kids, Percy Jackson & the Olympians, The Hunger Games, the Divergent series and the like, are now reality. Adherents of YOLO (You Only Live Once), Z’ers and Millennials often maintain a “winner take all and consequences be damned” attitude.  Their “Ok, Boomer” eye-rolling may be…

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Biden Erases Default or Delinquency Status with Latest Student Loan Payment Pause

In addition to extending the pause of Federal student loan repayments to August 31, 2022, any borrowers who were in default or delinquency prior to March 2020, will have their status reset when repayment is scheduled to start on September 1, 2022.  ….all borrowers with paused loans to receive a ‘fresh start’ on repayment by eliminating the impact of delinquency…

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College Price Is, Contrary to Popular Opinion, Negotiable 

Warren Buffet famously stated, “Price is what you pay, value is what you get.” Thus, in valuing the education at one college in comparison to the education at another college (or even a third campus), contrary to popular belief, families have the advantage.  Families can negotiate college price, known in educational parlance as “Cost of Attendance” to reduce out-of-pocket costs,…

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Essential advice for high school juniors & their families

Enrolling in college is a process, executed over a series of conversations, which increase in frequency starting during the Spring of Junior year and typically extends through the first semester of college, as teens and their families are seeking agreement about which college is most valuable. The more a family accepts that college admissions isn’t a series of tasks, executed…

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Building healthy money habits

Guest Post: 3 Easy steps to building healthy money habits with your children!

Although intended for families with younger children, Jessica Weaver’s advice to help kids become financially literate applies to teenagers as well. Inherent to financial literacy is defining one’s values, which is an essential tool for teens and families reduce the risk of college malinvestment. The other day I was squeezing in some work while sitting with my daughter, Andie! She…

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GIFF: Spongebob Prepare to Be written

College applicants take note: life’s a journey not a destination

College essays are not an assignment to “get done.”   College essays are not defined by the word count or format. College essays are not a resume-like listing of a young person’s achievements, hoping the admissions evaluator intuits their potential thus grants admissions. College essays are not bounded by the (mis)interpretation of a prompt.  College essays are not prose-like panderings to…

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Chart of Labor Market Outcomes of College Graduates by Major (May 21, 2021)

Too Many People with The Same Good Idea

New college grads, those aged 22-27, who studied computer science, are just as likely to be unemployed as those who studied the fine arts, according to the latest New York Federal Reserve analysis.  The irony.  Most families expect that any studies remotely related to technology translates to unequivocal and continuous employment throughout one’s lifetime. Conversely, both parents and students often…

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UC Raises Tuition: A Sign of Fiscal Troubles?

The University of California (UC) will begin raising tuition annually starting in Fall 2022 and extending through at least Fall 2026. However, tuition will be raised for each incoming class of first year and transfer students, then held flat throughout the remainder of their years at the UC.  For Fall 2022 applicants, rising high school seniors on the cusp of…

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See, Speak, Hear no evil monkeys

Beware of Admissions CON-sultants Hiding in Your Midst

Amidst the rise of the academic meritocracy, as increasing numbers of students qualify for then apply to college, selectivity for admissions annually increases, yet high school counseling staff has been inadequate for the demand, thus many families seek the help of private admissions consultants. But, in the Era of Educational Experts, when qualifications and motivations to help families range widely,…

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The Struggle to Realize Genius and the Cost of Failing to Do So

Everyone has genius. Yet, few discover their genius.  Every parent intends to unleash their child’s genius. Yet, the endeavor to help one’s child discover genius requires the intricate, on-going, at times, herculean effort to challenge expectations—one’s own, one’s extended family’s, as well as one’s culture’s and community’s—not to mention reconciling any gaps in a parent’s own undiscovered genius, a separate…

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The Death of Ignorance

Is the College Landscape Experiencing a Tectonic Shift Post Pandemic?

The effects of the COVID-induced disruptions to education have yet to be quantified in the intermediate and long term, thus educators struggling to redefine “normal” learning for years to come, as an entire COVID-affected generation, Pre-K through College, matriculates through the educational system. Additionally, the SAT, an 80 year old admissions requirement, is being summarily dismissed and subsequently, questioned. Students…

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Coming Changes to the FAFSA

Over the next three years, the Federal Department of Education will phase in changes to the FAFSA, the Free Application for Federal Aid, which may increase out of pocket college costs for families, yet reduce the complexity of applying for need-based financial aid. The following are highlights of the changes, as well as recommendations for families to consider:   NUMBER OF…

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Imperfect information to seek value in education

Education is often one of the most complicated investments people make in their lifetime.  As such, accurate information is essential, yet often difficult to acquire thus only increasing the risk of educational malinvestment.  There is a cornucopia of free information regarding every possible educational issue known to man, but remember the old adage, “You get what you pay for…” and…

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The Top 100 Colleges in the U.S. Ranked by Tuition

How to assess the value of a college education in order to avoid malinvestment

Comparing the published price of tuition along with the size of the student population can be one metric to value a university education. However, “shopping” colleges on price alone is shortsighted, thus families may overlook valuable educational opportunities.  Instead families should determine the value of any college education by discussing answers to reflective questions, starting with, “Why is a student…

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