Consumer Confidence Drops

According to Bloomberg News: The Conference Board index, monitored by analysts as a signal of future consumer spending, dropped in October to 125.9 for a third-straight decline.  Bloomberg, October 27, 2020 Furthermore, waning consumer confidence can also indicate a lack of confidence in the labor market, in other words, consumers may be spending less in anticipation of lost wages or…

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Here Comes “The College Blues”

Just because a student starts college doesn’t mean that their mindset has caught up to being a college student. First thing last Monday morning, a first-day-of-college-classes student texted me: since she walked into a classroom, where the class lecture was already underway and was at the wrong classroom to boot. Embarassed, she worried that her classmates would post her mishap…

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